Monthly Archives: February 2016

“Good” Borrower Numbers

We’re always happy when the numbers our borrowers supply seem to make sense, when they support both the need for an injection of cash and the borrower’s ability to repay the credit. Those are “good numbers” in the sense that they support the extension of credit to the borrower. But are they “good” in the… Read more

When People Aren’t People

There was a time, not that long ago, when it was easy to be clear about when we were lending to a person, and when we were lending to a company. As you know, commercial credit has generally been approached very differently from the way we handle loans to consumers. We maintained that distinction even… Read more