Monthly Archives: July 2018

Now is the Time to Charter a New Bank

The banking industry is in need of new community banks. At the beginning of 2010, there were 8,021 active banking charters across the United States. As of early May 2018, there were 5,585 active banking charters. That is a reduction of nearly 2,500 banking charters through acquisition, failure, or charter consolidation within a common parent… Read more

Community Bank Acquisition Due Diligence

The community bank mergers and acquisitions market is currently very active. While this has been the case for the past few years, the industry as a whole is in a much different place today than it was five years ago. During and coming out of the recession, much of the industry’s consolidation was born out… Read more

Know Thyself

Who am I? How do I see myself? At the risk of turning a community banking blog into an existential conversation about the meaning of life…let me advise you to spend some time asking yourself that in light of your position as a community banker. Here’s why. In preparing a webinar series on fundamental banking… Read more