Byron Earnheart

Byron Earnheart is the Programming Director for the Barret School of Banking in Memphis, TN and the host of the “Main Street Banking” podcast…the only podcast solely devoted to community banks. He has over 15 years experience in the financial services industry; 11 of which have been in banking in various roles from teller work to branch management. He spends his time playing guitar and singing in Delta Heart (the “house band of the Mississippi Delta”), writing music, cooking, hunting, fishing, reading, and enduring the UT Vols athletic seasons. He is married to his wife Kelly of 10 years and has two children, John Aubrey (8) and Mary Laura (5).

Byron Earnheart

3Q 2019 Update on different industries you may be banking…

As you may/may not know, we offer quarterly online Roundtables covering topics in Digital Marketing, Compliance, and Senior Lending.  This week, we had our Senior Lender Roundtable facilitated by Richard Hamm and he had some great information on the industries that many community banks serve.  I thought it would make a good free webinar for …

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Building a Champion: Fantasy Football and On-Boarding

It’s that time of year again.  A time when we think we know more than the experts.  We solicit advice from total strangers on issues we know nothing about in order to dominate our competition.  The money is irrelevant.  The ego runs rampant.  Relationships we thought to be indestructible are tested and frayed. It is …

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“Peeking Under the Hood:” Loan Products and Underwriting. Part 4 of 4

Today, we are wrapping up our series analyzing the FDIC’s Small Business Lending Survey from the community bank perspective. I must say that I have enjoyed this but it has taken me (and hopefully you as well) into directions that were not planned. I can’t say that I walked into this analysis with any expectations, …

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“Peeking Under The Hood”: What Are You Doing and What Is Your Competition Doing? Part 3 of 4

Today is Day 3 on “Peeking Under The Hood”. This is our look at the FDIC’s Small Business Lending Survey that examines how small businesses are serviced by the banking community. Today, we are delving deeper into understanding what banks are doing, why they’re doing it, and what the competition is doing in the same …

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