Barret Blog



No Loan Left Behind: Financing Unique Situations feat. Patrick Trammell

No Loan Left Behind: Financing Unique Situations feat. Patrick Trammell
PRESENTS: No Loan Left Behind: Financing Unique Situations Speaker: Patrick Trammell As the world becomes both smaller and more complex, Bankers are asked to consider more out of the box requests. This seminar addresses how to structure unique situations. Included are situations involving Importers, Turnaround Situations, Construction, Highly Seasonal Loans, ...
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Community Banking Month…#banklocal

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Community Banking Month...#banklocal
April is Community Banking Month if you didn’t already realize this. I fully realize that, more than likely, the town is not redecorating the square/Main Street/main hub in your honor and I seriously doubt the schoolchildren are coloring the pictures from “Great Moments in Banking” for you to hang on ...
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“I don’t wanna grow up…” The Power of Experience in Branding

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"I don't wanna grow up..." The Power of Experience in Branding
So, we've all heard the news about what was probably our first experience with a brand...Toys R Us. After the “right in the childhood!!!” moment this brought about, it really made me focus on the power of brands in our lives...and just how damanging financial mismanagement can destroy powerful (even ...
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Lesson learned…the hard way

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Lesson learned...the hard way
Recently, I read an article about the Ohio State Buckeye football team and how several of the players had been asked at the NFL Combine to recount their experience of the 55-24 loss at Iowa during the 2017 year that kept the Buckeyes out of the College Football Playoff.  Basically, ...
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Put Some Muscle To Your Customers’ Side Hustles

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Put Some Muscle To Your Customers’ Side Hustles
Recently, I saw a bank post on Twitter that they were running a promotion to spotlight their customers’ side hustles and it got me to thinking… a) What a great idea for a community bank to do! b) Just how important are these in our communities. If a bank is ...
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Universal Banker…it’s easier than you think

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Universal Banker...it's easier than you think
I love the efficiency ratio in banking. Sadly, this is not the geekiest thing I have ever written, but it is nonetheless true. In my humble opinion, it is the most informative ratio in all of finance with the possible exception of RoE in a DuPont context. (Now, THAT may ...
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Changing Demographics and the Impact to CRA (and Fair Lending)

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Changing Demographics and the Impact to CRA (and Fair Lending)
We all know that the Community Reinvestment Act of 1977 (CRA) requires banks to meet the credit needs of the communities in which it operates. Other than the substantive changes in 1995 and 2005 and the public release of interagency CRA Questions & Answers, CRA has largely remained stable. But ...
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RMA-Barret Banking Scholarship. Apply today!

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RMA-Barret Banking Scholarship. Apply today!
The RMA Scholarship Committee and the RMA Board of Directors are pleased to announce the RMA Scholarship designed to subsidize a portion of the education expense for attendance of the Barret School of Banking. Download application Deadline: Friday, March 9, 2018 ...
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Why I am proud to be a banker

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Why I am proud to be a banker
Teenagers are prone to be rebellious. It is part of growing up and discovering “who you are” and all of that stuff. It is a time when we begin to listen to music that we doubt our parents would approve of, we begin to develop our own ideas about the ...
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You’re Invited: Breakfast with the Fed

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You're Invited: Breakfast with the Fed
  Our friends at the Federal Reserve of St. Louis/Memphis Branch are holding a breakfast event you don’t want to miss. This quarterly gathering of Memphis business and financial industry professionals offers insights on topics pertinent to our regional economy. Featuring: Mark McCracken, Assistant Vice President from the Federal Reserve ...
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