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“Peeking Under The Hood”: Markets and Competition. Part 2 of 4

Today is part 2 in a 4 part series called “Peeking Under The Hood”. It is a commentary on the FDIC’s Small Business Lending Survey released several days ago and provides some very interesting insights into small business lending across the banking industry. To catch up, you can read Part 1 here and I would …

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"Peeking Under The Hood: A look at small business lending. Part 1 of 4

Today, I’m starting a new blog series entitled “Peeking Under The Hood” where we will look at the FDIC’s Small Business Lending Survey released a few days ago. You can find a link to it here. Now, I know spending four days in an FDIC report is right up there with watching paint dry, the …

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5 Realistic Questions Community Banks Need to Ask for the New Year

At the risk of throwing one more “Top 5 for 2018” blog post on to your feed, let me explain my reasoning. Before a bank (or any enterprise for that matter) can embrace any sort of cultural change, they must first identify honestly who they are, who they are not, the things they do well, …

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Muni Madness: A lot of variables affect tax-free performance

“Now that interest rates have finally risen…” is a phrase I wrote in jest, a mere six months ago, in this very column. I can now use these words in sincerity. And your collection of investments is potentially the better for it. We have contended that while the discussion of portfolio performance in the board …

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