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Changing Demographics and the Impact to CRA (and Fair Lending)

We all know that the Community Reinvestment Act of 1977 (CRA) requires banks to meet the credit needs of the communities in which it operates. Other than the substantive changes in 1995 and 2005 and the public release of interagency CRA Questions & Answers, CRA has largely remained stable. But there is something brewing under …

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RMA-Barret Banking Scholarship. Apply today!

The RMA Scholarship Committee and the RMA Board of Directors are pleased to announce the RMA Scholarship designed to subsidize a portion of the education expense for attendance of the Barret School of Banking. [su_spacer size=”50″][su_spacer] [/su_spacer] [su_button url=”http://www.southeasterncommercial.com/wp-content/uploads/2018/02/Scholarship-application-form-2018.pdf” style=”flat” background=”#2d88ef” color=”#ffffff” size=”14″ radius=”0″]Download application[/su_button] Deadline: Friday, March 9, 2018 [su_spacer size=”50″][su_spacer] [/su_spacer]    

Personal Branding and the Lender…A New Way of Thinking For the Community Banker

  If you were to spend any time hanging out with me, first, I’d feel bad for you! Be prepared to hear about guitars, music, college football, and pipes. Second, I would hope you would find me to be someone who likes to find “the new way of thinking about or doing something”. This is …

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5 Realistic Questions Community Banks Need to Ask for the New Year

At the risk of throwing one more “Top 5 for 2018” blog post on to your feed, let me explain my reasoning. Before a bank (or any enterprise for that matter) can embrace any sort of cultural change, they must first identify honestly who they are, who they are not, the things they do well, …

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Muni Madness: A lot of variables affect tax-free performance

“Now that interest rates have finally risen…” is a phrase I wrote in jest, a mere six months ago, in this very column. I can now use these words in sincerity. And your collection of investments is potentially the better for it. We have contended that while the discussion of portfolio performance in the board …

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