This program is designed to provide an overview of the key factors that drive bank profitability and to promote a better understanding of financial statements and key financial ratios. It is designed to be a highly interactive seminar allowing the participant to use their bank’s balance sheet and income statement to calculate various financial ratios and to show how changes in various line items impact key ratios and overall bank profitability. Enrollment will be limited to ensure greater interaction with the instructor and peers. Seven hours of instruction are scheduled on day one, and three and one-half hours (morning) on day two. Continuing education credit is available.
Interest rate risk and asset liability management (ALCO)
Competitive positioning and peer bank performance reviews
Bank balance sheet, income, and expense statement reviews
Key ratio analysis (how ratios are calculated and what they measure)
Key ratio discussions include: profit margin, asset utilization, leverage, yield, cost of funds, spread, net interest margin, efficiency, return on assets, return on equity, loan loss reserves
Improving profitability through competitive advantage strategies and differentiation (Day 2)
Audience: Specialized lenders; IT, HR, Compliance, Branch, and Marketing personnel; other specialists, bank officers, or new Board Directors who may have a limited knowledge or perspective of what affects overall bank performance. Attendees will learn to assess the performance of their banks in the areas of income, expense, and profitability management. This information will help them comprehend the interaction between various functional areas and understand how their specific areas contribute to overall bank success.
Location: Sessions will be held on the campus of Christian Brothers University, located at 650 E. Parkway South, Memphis, TN 38104.
Cost: The registration fee is $475 and includes breakfast, lunch and snacks on day one, and breakfast and snacks on day two. Dinner is not included.
Housing: A block of rooms will be available at the all-suite Holiday Inn on Central Avenue, a short drive from CBU. The phone number to book a room is 901-678-8200. To receive the discounted rate, give the booking agent the event name of Barret School of Banking.
Instructors: The program is facilitated by Rex Bennett, PhD., Professor Emeritus, University of San Francisco and faculty member at Barret Graduate School of Banking, Stonier Graduate School of Banking, Graduate School of Banking at LSU, Southwestern Graduate School of Banking, Graduate School of Banking at Wisconsin, and Graduate School of Banking at Colorado.
You are registering for: Understanding Bank Profitability